Agreed amount coverage helps pay for repairs based on the valuation of your boat, as agreed upon by you and your insurer when you purchase coverage

• Liability coverage – If you cause an accident that damages another person’s property, liability coverage may help pay for expenses you incur as a result.
• Medical payments coverage – Suppose you or your passengers are injured after an accident on your boat. Medical payments coverage may help pay for resulting expenses such as hospital bills, medications or X-rays.
• Uninsured watercraft coverage – What would happen if an uninsured boater collides with your watercraft and you or one of your passengers are injured? The uninsured watercraft coverage on your boat insurance policy may help pay for the resulting expenses

Limits and Deductibles

As with any insurance, coverage limits will apply. Limits are the maximum amount your policy will pay out after a covered loss. Read your policy to learn what your coverage limits are and talk with Vanessa Garcia to learn whether you can adjust those limits based on your needs.

If you do need to file a claim, you’ll likely need to pay your deductible, which is your share of a covered claim.

With a basic knowledge of how boat insurance may help protect you, your boat and others, you can set sail with the peace of mind that comes with knowing you have certain safeguards in place, just in case.

With a basic knowledge of how boat insurance may help protect you, your boat and others, you can set sail with the peace of mind that comes with knowing you have certain safeguards in place, just in case.